Bloomington, Minnesota
Insurance in Bloomington, MN
Home, auto, life, and business coverage for Bloomington families and businesses from an independent Saint Paul agency. We shop 35+ carriers so you do not have to.
Why Bloomington Chooses an Independent Agency
Independent means we work for you, not for one insurance company. We sit on your side of the table and shop the policy, rather than selling you whatever one carrier hands us.
We know Minnesota hail, winter, and state minimums, because that is what we quote every day. Our office is in Saint Paul, and we serve Bloomington in Hennepin County by phone, text, email, or in person, whichever is easiest for you.
A real mix of long time owner occupied homes and rental properties close to the airport, and questions about vacancy language, landlord coverage, and short term rental rules come up often.
Coverage We Place in Bloomington
One independent agency for home, auto, life, and the policies in between.
Home Insurance
Dwelling, personal property, liability, and the add ons Minnesota homeowners ask for most, all in one policy you can review each year.
Auto Insurance
Liability, collision, comprehensive, and uninsured motorist coverage that holds up to Minnesota winters and summer hail storms.
Life Insurance
Term, whole, and universal options for families, business owners, and anyone whose paycheck matters to the people at home.
Business & Commercial Insurance
General liability, commercial property, workers comp, and the niche coverages small businesses and contractors tend to need.
Health Insurance
Individual, family, and short term health plans compared across carriers so you do not overpay for coverage you will not use.
Pet Insurance
Accident, illness, and wellness plans for dogs and cats, so a surprise vet visit does not turn into a budget problem.
How We Insure Bloomington in 3 Steps
Request a Quote
Tell us what you need to protect, and we will get to work comparing options from 35 plus carriers for your home, auto, and life policies.
We Compare 35+ Carriers
Because we are independent, we can pull real quotes from multiple carriers and lay them side by side, with coverage differences and pricing spelled out.
You Pick and We Handle the Rest
Pick the policy that fits your budget and your situation. We take care of the paperwork, the binding, and the follow up if anything changes.
Troy BallMay 2026
I contacted and got my quote through Email. No spam calls and waiting on the phone with quotes that are never the final result. Lower rates than going through insurance companies such as progressive direct. Highly recommend! Best broker I’ve ever gone through!!
Questions From Bloomington Residents
Common questions on home, auto, and bundling from homeowners and drivers in your area.
It depends on the home itself, your deductible, the age of the roof, and your claims history. We compare 35 plus carriers for Bloomington homeowners so you see the real range, and quotes are free with no quote fees.
No state rule says you have to use a local agent, but a Minnesota agent who knows hail, winter claims, and state minimums tends to save people money. We serve Bloomington from our Saint Paul office by phone, text, email, and in person.
Comprehensive coverage handles hail, falling ice, and animal strikes. Collision handles sliding into something on an icy street. We pull both limits on every quote so you are not surprised after a storm.
Yes. Bundling usually earns a multi policy discount and lines up a single renewal date, which makes life easier. We quote it both bundled and split so you can see the real difference.
No. Quotes are free and the agency never charges quote fees. You only pay a premium if you decide to bind a policy, and we are happy to walk through every line of the quote first.
Neighborhoods We Serve in Bloomington
Subdivisions and neighborhoods where we already insure homes, from single family houses to townhome associations.
- West Bloomington
- East Bloomington
- South Loop
- Penn American
- Normandale Lake District
- City Center
- Bryant Park
On the board of a homeowners association in one of these communities? See our HOA insurance page for master policy, directors and officers, and fidelity coverage.
Nearby communities we serve
Independent agency, east metro and Twin Cities, one Minnesota team for the whole family.
Minnesota Coverage Guides
Plain language guides from our blog.
Get a Free Bloomington Insurance Quote
Tell us what you need to protect and we will come back with real options from 35+ carriers.
What happens next
- We reply usually the same day, always within 24 hours
- We shop 35+ carriers to compare your options
- No quote fees and no obligation to buy
- 763-888-8837763-294-8805 (Text Us)
- [email protected]
- 3001 White Bear Ave, Floor 2 (Maplewood Mall), St Paul, MN 55109
- Monday to Friday, 9:00 AM to 6:00 PM
