Website Disclaimer

Plain language notes about what this website is, and what it is not.

Effective Date: August 31, 2026

This website is published by One Insurance Agency LLC, an independent insurance agency located in St Paul, Minnesota. The information on this site is provided for general informational purposes.

1. Descriptions of coverage are general

Summaries of insurance products on this site are simplified descriptions, not a contract. Actual coverage is governed solely by the terms, conditions, limits, and exclusions of the policy a carrier issues to you. If anything on this site conflicts with a policy, the policy controls.

2. Quotes are not binding

Quotes are estimates based on the information you provide and are subject to carrier underwriting and approval. Coverage cannot be bound, changed, or cancelled through this website, by email, or by voicemail. No coverage exists until a carrier issues written confirmation.

3. Availability varies by state

Products and carriers referenced on this site are not available in every state, and nothing on this site is an offer to sell insurance in any state where we are not licensed.

4. Articles are not advice

Blog posts and guides are educational. They are not legal, tax, financial, or individualized insurance advice. Talk to a licensed professional about your specific situation before making coverage decisions.

5. Third party content

Links, embedded tools, carrier names, and logos belong to their owners and do not imply endorsement. We are not responsible for the content or practices of third party sites and services.

Questions

If anything here is unclear, contact us before relying on information from this site:

ONE Insurance Agency
Email: [email protected]