Life Insurance
Protect the people who matter most with life insurance tailored to your goals. Whether you’re just starting a family or planning for the future, we’ll help you choose the right policy with confidence.
Why Life Insurance Matters More Than Ever
Life insurance isn’t just about planning for the unexpected — it’s about providing peace of mind, financial security, and a lasting legacy for those you love. Whether you want to cover final expenses, pay off a mortgage, or leave something behind for your children, we’ll guide you through it without confusion or pressure.
At ONE Insurance Agency, we take the time to understand your situation and walk you through your options clearly. We don’t sell plans you don’t need — we build a safety net that fits your life, your budget, and your future.
What Our Life Insurance Covers
From basic term plans to lifetime protection, we offer coverage designed for every stage of life and financial goal.
Term Life Insurance
Affordable coverage for a set number of years — ideal for young families, new homeowners, or income protection.
Whole Life Insurance
Lifelong protection with guaranteed premiums and cash value that grows over time.
Universal Life Insurance
Flexible, long-term coverage that allows you to adjust your premiums and benefits as your life evolves.
Final Expense Policies
Designed to cover funeral costs, medical bills, and end-of-life expenses without burdening your family.
Joint & Survivorship Life
Cover two people under one policy — often used for estate planning or couples with shared financial goals.
Accidental Death Coverage
Additional protection in the event of a sudden, accidental death — often added to term or whole life policies.
What Makes Us Different
We don’t believe in one-size-fits-all life insurance. At ONE Insurance Agency, we take a thoughtful, personal approach to helping you plan for your family’s future.
You’ll get real advice, not sales pressure — and we’ll never charge you service fees. As a local agency with national resources, we shop top-rated carriers to get you the best options and make the process feel human.
- Personalized Support Without Fees
- Plans for All Ages & Budgets
- Trusted by Families Across Saint Paul–Minneapolis
How It Works
Tell Us What You Need
Answer a few simple questions about your life stage, income, and goals — no medical jargon.
We Compare Top Plans
We’ll shop trusted carriers and filter options that make sense for your needs and budget.
Review Your Quote
Within 1–2 business days, you’ll get a clear quote with real pricing and easy-to-understand coverage.
Lock in Your Coverage
Choose the plan that fits best and enjoy peace of mind knowing your loved ones are protected.
Let’s Plan for What Matters Most
Life insurance doesn’t need to be complicated. We’ll walk you through it and find the right coverage — with no fees and no pressure. It’s one of the smartest decisions you can make for your family.
