Health Insurance

Get health coverage that fits your life, not someone else’s. We help you find the right plan with the right benefits without the stress or confusion.

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Why You Need Health Insurance That Works for You

Health insurance is not one size fits all, and trying to compare plans on your own can be overwhelming. Whether you are self employed, between jobs, or just exploring your options, having the right coverage can protect your finances and your well-being.

At ONE Insurance Agency, we make it simple. We walk you through your options, explain the fine print in plain language, and help you enroll in a plan that meets your needs and budget, all at no extra cost to you.

What Our Health Insurance Covers

From basic coverage to comprehensive care, we help individuals, families, and small businesses find the right plan for every situation.

Individual & Family Plans
Flexible options to cover doctor visits, prescriptions, hospital stays, and more for you or your whole household.
Employer & Group Coverage
Health benefits for small businesses or groups, with plans designed to support your team and attract top talent.
Short Term Health Plans
Temporary coverage for those in transition ideal if you’re between jobs, waiting for benefits, or recently moved.
Major Medical Plans
Comprehensive coverage that meets ACA standards, including essential benefits like maternity, mental health, and preventive care.
High-Deductible & HSA-Compatible Plans
Lower monthly premiums and tax-advantaged savings, perfect for those who want flexibility and control.
Supplemental Insurance
Optional add-ons like accident, hospital indemnity, or critical illness insurance to help fill coverage gaps.

What Makes Us Different

We take the confusion out of health insurance. With expert guidance, no-pressure conversations, and no extra fees, we’re here to help you make smart decisions with total confidence.

One on one support from a licensed local expert
Clear explanations with zero jargon
Access to top rated carriers and plans
No consultation or enrollment fees ever

Schedule a Consultation

Simple Steps to Get Covered

Tell Us What You Need
We’ll ask a few simple questions about your health coverage goals and budget.
We Compare Plans for You
From ACA plans to short term options, we’ll review the best choices for your situation.
Choose Your Coverage
We’ll walk you through each option and answer your questions, no pressure or upselling.
Enroll and Get Peace of Mind
Once you pick a plan, we’ll help you enroll and make sure you’re fully covered and confident.

Related Coverage

Communities We Serve

Independent agency serving Minnesota communities, with one local team for the whole family.

All Minnesota communities

Troy BallMay 2026

I contacted and got my quote through Email. No spam calls and waiting on the phone with quotes that are never the final result. Lower rates than going through insurance companies such as progressive direct. Highly recommend! Best broker I’ve ever gone through!!

1 of 6

5.0 stars 12 Google reviews Write a review

Common Questions About Health Insurance

You can if you have a qualifying life event like losing job coverage, getting married, or moving, or if you qualify for a special enrollment period. We help you figure out what you qualify for and what your deadline is so you do not miss the window.

HMOs usually require you to stay in network and pick a primary care doctor, while PPOs let you go out of network at a higher cost. We explain how each plan works in plain language and match the trade off to your doctors and your budget.

Yes, we walk you through Medicare parts A, B, C, and D, and we help with Medicare Advantage and supplement options during your enrollment window. The consult is local and free, and we meet in person or by phone.

It depends on the plan level, who is covered, your age, and whether you qualify for a subsidy through the marketplace. We compare the real out of pocket cost, not just the monthly premium, so you can see what each plan really costs you.

No, quotes are free and the agency never charges quote fees. We get paid by the carrier, so the comparison and the enrollment help are part of the service.