Auto Insurance
Drive with confidence knowing you are fully protected, with auto coverage tailored to your vehicle and lifestyle. We make it easy to compare, switch, and save, all with no quote fees.
Why You Need Auto Insurance That Works for You
Car accidents, theft, and weather damage, life on the road comes with risks. The right auto insurance keeps you financially protected from unexpected costs, whether you are commuting daily or just running errands.
At ONE Insurance Agency, we do the shopping for you. As an independent agency, we compare quotes from top rated providers to get you the best value, and we never charge you for our help. With personalized guidance and fast service, we make protecting your vehicle simple.
What Our Auto Insurance Covers
From everyday drivers to seasonal toys, we offer coverage options to protect all types of vehicles and drivers.
Cars & SUVs
Get coverage for your primary vehicle with protection for damage, theft, liability, and more built around your budget.
Pickup Trucks & Vans
Insure your work or family vehicle with flexible options for business use, towing, and added equipment.
Motorcycles & Scooters
Whether you ride for fun or daily transport, we’ll help you stay street legal and financially protected.
Campers & Trailers
We offer coverage for RVs, campers, and tow behind trailers, including vacation liability and contents protection.
Boats & Watercraft
Hit the lake with confidence. We’ll help you insure your boat, jet ski, or pontoon against damage and liability.
ATVs & Snowmobiles
Enjoy off road freedom with peace of mind. Get protection for accidents, theft, and third party injuries.
What Makes Us Different
We’re not just here to sell a policy, we’re here to help you drive protected without the hassle.
With us, you get no quote fees, quick turnaround, and real advice from someone who understands your local needs. We take the time to explain your options clearly, so you know exactly what you’re getting. Plus, we work with multiple providers to find the most competitive rates, no matter what you drive.
- 100% Free Quote Support
- Local Knowledge of Saint Paul to Minneapolis
- Real People, Not Call Centers
Simple Steps to Get Covered
Request a Quote
Use our simple form to tell us a little about your vehicle and coverage needs.
We Shop for You
We compare rates from trusted carriers and filter out plans that don’t make sense for you.
Get Your Quote
Within 1 to 2 business days, you’ll receive your custom quote with clear coverage and pricing.
Get Covered
Choose your plan and hit the road we’ll help with setup and any required paperwork.
Troy BallMay 2026
I contacted and got my quote through Email. No spam calls and waiting on the phone with quotes that are never the final result. Lower rates than going through insurance companies such as progressive direct. Highly recommend! Best broker I’ve ever gone through!!
Common Questions About Auto Insurance
Comprehensive coverage pays for hail, falling branches, and other weather damage to your car, but you have to carry that part of the policy. Liability only does not, and we show you the difference and help you pick the right level.
Minnesota has minimum liability limits you have to carry, and we walk you through what those numbers mean for your situation. Most drivers in the Twin Cities want more than the minimum, and we help you decide what is worth adding.
Often yes, and we compare bundle and standalone pricing so you can see the real savings. Bundling also simplifies your renewals and claims, since you work with one agency for both policies.
It depends on the claim type and your carrier, and not every claim affects your premium the same way. We help you think through whether a small claim is worth filing, and we shop your policy at renewal to keep your price competitive.
No, quotes are free and the agency never charges quote fees. We get paid by the carrier, so the advice and the comparisons are part of the service.
Get the Auto Coverage You Deserve
Let’s make insurance simple and save you money in the process. Get a free quote with zero pressure and expert local support every step of the way.
What happens next
- We reply usually the same day, always within 24 hours
- We shop 35+ carriers to compare your options
- No quote fees and no obligation to buy
- 763-888-8837763-294-8805 (Text Us)
- [email protected]
- 3001 White Bear Ave, Floor 2 (Maplewood Mall), St Paul, MN 55109
- Monday to Friday, 9:00 AM to 6:00 PM
