Business & Commercial Insurance
Protect your business from unexpected risks with coverage built for your industry. We make commercial insurance simple, flexible, and local.
Why You Need Business Insurance That Works for You
Running a business comes with risk — but with the right insurance, it doesn’t have to come with surprises. Whether you’re a solo entrepreneur or manage a growing team, one incident could lead to major setbacks if you’re not protected.
At ONE Insurance Agency, we help businesses get tailored protection for property, liability, employees, and more. We’ll guide you through what you need, explain what you don’t, and make sure your business is covered without overpaying.
What Our Business Insurance Covers
We offer customizable policies for businesses of all sizes — from startups to established companies and everything in between.
General Liability Insurance
Covers accidents, injuries, and damages your business may be held responsible for — essential protection for any business.
Commercial Property Insurance
Protect your building, equipment, inventory, and physical assets from fire, theft, weather, and more.
Workers’ Compensation
Coverage for medical expenses and lost wages if your employees are injured on the job — required in most cases.
Errors & Omissions (E&O) Insurance
Helps cover claims of professional mistakes or negligence — ideal for consultants, agents, and service providers.
Cyber Liability Insurance
Protect your business from data breaches, hacking, and other cyber threats with modern, responsive coverage.
Business Owners Policy (BOP)
Bundle property and liability into one cost-effective package — perfect for small and mid-size businesses.
What Makes Us Different
We’re local, experienced, and committed to helping small businesses thrive. No one-size-fits-all policies — just honest guidance, tailored coverage, and real support.
- Business insurance solutions built around your needs
- Clear explanations with no industry jargon
- Quick response times and one-on-one service you can count on
How It Works
Tell Us About Your Business
We’ll ask a few quick questions about your industry, size, and coverage goals.
We Build Your Custom Plan
Our team shops top carriers to match you with the right policies at the best available rates.
Review and Choose Your Coverage
We’ll walk you through your options clearly so you feel confident in what you’re buying.
You’re Covered and Supported
Once you choose a policy, we stay by your side — helping with renewals, claims, or changes as your business grows.
TroyandMadonna Wagner2024-12-09Trustindex verifies that the original source of the review is Google. Prompt, excellent work from Elaine. She made us feel like we were her only customer at that moment. She didn’t rush us and made sure to take good care of us. She also listened to our every need. We would recommend her to anyone. Leah Parkinson2023-11-03Trustindex verifies that the original source of the review is Google. Elaine was wonderful to work with. She was knowledgeable, responsive, saved me hundreds of dollars and I have WAY BETTER coverage. I couldn't be happier and I highly recommend Elaine & ONE Insurance Agency. Request a quote, you won't be sorry. Graham Kaun2023-10-25Trustindex verifies that the original source of the review is Google. Elaine did an excellent job looking at insurance options for my various vehicles and properties and explaining what was available. Highly recommend! Jordan Lopes2023-10-24Trustindex verifies that the original source of the review is Google. Truly #1 Insurance Agency that is fast, reliable and always willing to go above and beyond! Hands down the best I've worked with! tiffany kellar2023-10-24Trustindex verifies that the original source of the review is Google. Great experience and great communication. Thank you so much for what you do. Great insurance!!!! Becky Schultz2023-10-24Trustindex verifies that the original source of the review is Google. Elaine has been so wonderful to work with!! Always very prompt in responding to my phone calls and emails, and I have worked with other agents that would never even get back to me. Now I have all of my insurance needs in ONE Agency!! Love it!! Kimberly Davis2023-10-24Trustindex verifies that the original source of the review is Google. One Insurance Agency worked hard to get me the best rate! Not only am I saving money but I have the appropriate coverage now Betsy Hernandez2023-10-24Trustindex verifies that the original source of the review is Google. The best insurance agency around! Very Trustworthy and Knowledgeable and I’ve saved 100’s of dollars! Would highly recommended!
Protect Your Business — Without the Stress
Let us help you safeguard what you’ve built. Start with a free quote and get coverage designed for your business, your budget, and your goals.